Here’s How To Get Compensation After Getting Injured At Work
Most people are employed in the workforce to some capacity. Some people are engineers, doctors, lawyers, teachers; others are farmers, waiters, delivery people, and a host of other occupations. All these jobs are important and people earn from them by rendering their skills and then receiving salaries in return, but a lot of times, more than we even know, people get injured in accidents at work.
Reckless manufacturers, careless workers, bad management, and irresponsible companies can cause accidents at work and these accidents can range from mild to devastating to the point of altering the trajectory of someone’s life. Many times, these accidents can render one unemployed and drowning in medical bills because your employees or insurance may be hesitant to provide compensation. This is where this guide comes in, to help you secure compensation after getting injured at work.
Have Records Of Your Injury
Having records of your injury is very important if you want to claim compensation. You can have the accident recorded by reporting it to the work medical team where they file the necessary paperwork. It is also smart to take pictures of your injury and whatever machinery or equipment caused your accident. You should also have the contact details of those who witnessed you getting injured and make notes about your accident as soon as possible. This will ensure you have everything that happened on record without your memory failing you, as most companies will want rock-solid accounts of the accident before agreeing to compensation. You can also ask the witnesses to make notes of their own to corroborate your account.
Check Your Contract
Always check your contract to be sure about what kind of compensation you are entitled to. These contracts can sometimes be confusing but you must read them and understand so you can claim your benefits. The professionals at David Resnick & Associates, P.C say that you have a right to personal injury compensation. You can get contractual sick pay from your employer - this is a set of rules and conditions that companies put in place to pay their rates to sick or injured employees, and is usually up to individual companies to choose how much they pay their employees. But, usually, contractual sick pay is more than statutory sick pay which is the legally obligated pay that companies must give their employees.
File A Report
This is where you report your injury to the company’s human resource department. There are important forms to fill and you must be as accurate as possible when filling them because the company is always on the lookout for loopholes to prevent you from receiving compensation. Do not agree to under-the-table negotiations as that paperwork will be necessary if your case ends up involving legal counsel and getting to court.
Get A Good Lawyer
A good number of times, companies refuse to accept responsibility for these injuries, leaving the burden of care on the employees who will lose their source of income due to the injuries, without any compensation. This is where it is important to make a personal injury claim, even though this can be overly complicated and might also take a long time.
If you belong to a trade union, you can talk to a representative who will direct you to the legal branch of the union that will represent you in court. Unions are good because they guide you to getting the best possible scenario. If you don’t belong to a union, you can search for a good personal injury attorney by leveraging your personal network, conducting internet searches, and checking your local bar association membership.
File For Compensation Immediately
You must make your claim as soon as possible so you can be within the time limit, and, also, so that your case will not be undermined. This is because the more time you waste, the more difficult it becomes to prove your claim, as your employer will also be fighting not to give any compensation. Remember that many states have time limits for when you can file for compensation, which is another good reason why you need to act quickly.
These steps are just basic guidelines one must take when they get injured at work. Many times, small injuries like a muscle sprain or a bruise can be easily rectified personally by filing reports with the human resource department or a supervisor, but more complicated injuries might require legal counsel that will, hopefully, lead to adequate compensation.