Struggling with your housing costs can put considerable pressure on your shoulders, as it's hard to focus on anything at all when you have the stress of missing rent payments to contend with. There are many things that can affect your ability to pay for housing, from rising rent costs to low wages, but you needn't let this stop you from finding a comfortable, secure place that you can call your own. 

Fortunately there are several solutions that you can explore to put an end to your housing woes, as a range of different committees and institutions exist to help those who are in need. It's important that you act quickly whenever you fall into hard times, as the longer you leave the situation to worsen, the more difficult it will be to resolve. Contacting a financial advisor may be a good place to begin, as they can offer advice to help you get back on your feet in the fastest time. 

Malaysians can benefit from affordable housing schemes such as PR1MA, My First Home Scheme, Residensi Wilayah, PPA1M, MyHome and Rumah Selangoorku. Each has their own entry requirements and criteria, based on factors such as your age, monthly income and the number of properties that you own, so it's important to perform sufficient research before you send off any applications. Many of these schemes are very simple to access, and you might even be able to apply online for ultimate convenience. This infographic is extremely helpful in laying out the facts that surround afford housing options in Malaysia.